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Insurance exclusions refer to specific events, situations, or circumstances that are not covered by an insurance policy. Understanding insurance policy exclusions is crucial for individuals and businesses to avoid unexpected costs and surprises in the event of a claim. These exclusions can vary greatly depending on the type of insurance policy and may include things like pre-existing conditions, intentional acts, or acts of war. It's important to carefully review the exclusions in your policy to ensure you have the coverage you need.

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